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Lesson 4:

Outcomes

  • Describe client leases and the procedures of leasing in Saskatchewan
  • Explain and discuss leasing subsidy program (Saskatchewan Housing Benefit) and the steps to apply and obtain

Leasing in Saskatchewan

In the vast landscape of Saskatchewan, leasing plays an integral role in both urban and rural settings, serving as a cornerstone for various commercial, residential, and agricultural activities. Understanding client leases within this province requires a comprehensive grasp of the distinct terms, conditions, and formalities unique to Saskatchewan’s legislative and market environment. From initiation to execution, the procedures of leasing in Saskatchewan ensure that both lessors and lessees are adequately protected, fostering a harmonious relationship based on trust, clarity, and legal adherence. As we delve deeper, we will unravel the intricacies of client leases and the systematic steps involved in the leasing process in this province. Watch the following video to learn more about Tenancy Agreements in Saskatchewan:


Verbal and Written Tenancy Agreements in Saskatchewan

When a tenant and landlord agree to a verbal tenancy, the landlord has certain obligations. Within 20 days from when the tenancy begins, the landlord needs to give the tenant specific contact information. This includes the landlord’s address, phone number, and an emergency contact number if it’s different. Plus, the tenant should also receive a copy of a document called “Schedule 1”.

On the other hand, a written tenancy agreement is a more formalized document. Just like the verbal agreement, a signed copy of this written contract should be given to the tenant within 20 days of the tenancy’s start. This agreement will have detailed information like:

  • A copy of “Schedule 1”
  • The full names of both the landlord and the tenant
  • The address of the rental property
  • The start and (if it’s a fixed-term agreement) end dates of the tenancy
  • Landlord’s contact information and emergency number
  • Rent details, such as the amount, due date, and any additional costs for extra approved occupants
  • A breakdown of who pays for utilities like water or electricity
  • A list of services and facilities included in the rent
  • Information about any security deposit, like the amount and when it should be paid

For fixed-term tenancies, which have a set end date, there are some additional points to note. The written agreement must clearly state this end date. As the end date approaches, the landlord should inform the tenant at least two months in advance about whether they wish to renew the agreement, and they should use the official “Term Lease – Two Month Notice of Intention Form” to do this. If the landlord wants to renew, the tenant has a month to reply in writing. If the tenant doesn’t respond, they should move out when the tenancy ends.

Leasing Subsidy

The Saskatchewan Housing Benefit (SHB) is one part of a broader range of housing programs offered in Saskatchewan. It is a subsidy program that offers financial support to eligible low-income renters, helping them to manage the costs of their housing. The primary objective of the SHB is to provide assistance to households in need, ensuring they can find and sustain affordable housing. This benefit is instrumental in bridging the gap between the total rent and what a tenant can afford, effectively reducing housing costs for qualifying individuals and families.

Eligibility: To be considered for the SHB:

  • You must be a resident of Saskatchewan.
  • Your household income must fall below a certain threshold, which varies depending on the size of the family and the region of the province.
  • You should be paying more than 30% of your income towards rent.
  • You must not be receiving other government housing subsidies.

Steps to Apply and Obtain the Saskatchewan Housing Benefit:

  1. Gather Necessary Documentation
    Before you start the application process, gather the required documents. This typically includes proof of residency in Saskatchewan, proof of income for all household members, and details about your current rental situation.
  2. Complete the Application
    Obtain an application form for the SHB. This can often be downloaded from the official website of the Saskatchewan Housing Corporation or obtained from local housing authorities.
  3. Submission
    After filling out the application, submit it along with all the necessary documentation to the designated office, which is usually the local housing authority in your area.
  4. Wait for Review
    Once submitted, your application will be reviewed to determine if you qualify. This process can take some time, as the housing authority verifies your details and determines your eligibility.
  5. Approval and Payment
    If approved, you will be notified of your eligibility and the amount of benefit you’ll receive. The subsidy will typically be paid directly to the landlord on your behalf. In some cases, it might be paid directly to the tenant.
  6. Regular Updates
    It’s crucial to inform the housing authority of any changes in your circumstances. This includes changes in income, family size, or housing situation. Regularly updating your details ensures you receive the correct benefit amount and remain eligible for the program.
  7. Renewal
    The SHB isn’t automatically perpetual. You may need to renew your benefit periodically, which usually involves submitting updated information and documentation to demonstrate continued eligibility.

If you have questions or need assistance with the application process, it’s advisable to contact the Saskatchewan Housing Corporation or your local housing authority. They can provide guidance, answer questions, and help ensure that your application is complete and accurate.

Programs Operating Under the Saskatchewan Housing Corporation (SHC)

Programs operating under the umbrella of the Saskatchewan Housing Corporation include The Seniors Housing Program, The Social Housing Program and The Affordable Housing Program. Each has its distinct goals, eligibility criteria, and application processes. However, they all share the overarching objective of ensuring Saskatchewan residents have access to affordable and suitable housing. Here is some more information on each of the programs:

  1. Seniors Housing Program: The Seniors Housing Program in Saskatchewan is tailored for elderly citizens. It offers rental houses across communities, with a fixed rental price decided by the Saskatchewan Housing Corporation. This program also considers those with special accessibility needs, ensuring they get housing better suited for them than what might be typically available. If you’re 55 or older, legally in Canada, and can live independently (either on your own or with some support), you could qualify. Remember, though, they prioritize those in the direst need for housing, and tenants must pay a security deposit. If you’re interested, you can apply by filling out the Housing Application and contacting the local housing authority. For more specifics, the local housing authorities manage this program under the guidance of the Saskatchewan Housing Corporation.
  2. Low Income Housing Program: The Social Housing Program is designed primarily for low-income households. It provides housing to those without the means to find suitable and affordable accommodation. Rent is determined at 30% of the household income, subject to certain boundaries, and housing is made available in over 300 communities in the province. Those 55 and older, families with children or dependents, and disabled individuals in severe housing need are prioritized. To qualify, applicants should be legally in Canada and have both income and assets below the program’s limits. Once again, the ability to live independently is a must, though support is recognized. Seniors not fitting the eligibility criteria may still find housing under other schemes. To delve deeper, there’s a comprehensive guide: the Social Housing Handbook.
  3. Rental Housing in Rural and Northern Communities: The Affordable Housing Program aids those in smaller communities. It primarily offers rental options, and, much like the other programs, focuses on those with special accessibility requirements. Eligible candidates are those legally in Canada, excluding temporary visitors or foreign students. As with the other programs, tenants should be able to sustain independent living and are required to make a security deposit. For context, as of January 22, 2015, the Affordable Housing Program transitioned to the Social Housing Program in some of Saskatchewan’s larger centers.

For all these programs, applying involves completing the Housing Application and reaching out to the local housing authority. If you need a paper version or assistance with the process, the Saskatchewan Housing Corporation is available to help at 306-787-4177 or toll-free at 1-800-667-7567.

Journal Question

Using the forum labelled “Course 7: Chapter 2” make a journal entry responding to the prompt below. Ensure that you title the entry “Lesson 4”. After writing a journal entry, go and make a comment on two other posts from your classmates. It can be about anything you noticed, liked, agreed with etc. The idea is to continue the dialogue about the topic.

Criteria

Exemplary
4

Accomplished
3

Developing
2

Beginning
1

Purpose

Strong voice and tone that clearly addresses the purpose for writing.

Appropriate voice and tone. The purpose is largely clear.

Attempts to use personal voice and tone. Somewhat addresses the intended purpose.

Demonstrates limited awareness of use of voice and tone. Limited evidence of intended purpose.

Understanding

Many interesting, specific facts and ideas are included.

Many facts and ideas are included.

Some facts and ideas are included.

Few facts and ideas are included.

Conventions

All grammar and spelling is correct.

Only one or two grammar and spelling errors.

A few grammar and spelling errors.

Many grammar and spelling errors.

Reply

Made two significant contributions to the online forum. Highly supportive of others.

Made one contribution to the online forum. Supported group members.

Attempted to contribute to online forum but was vague and unclear in the writing.

Minimally involved. Offered limited support to online group members.

Prompt: Why might the government provide housing programs like those described? Discuss the potential impacts on communities and individuals.

Works Cited

Governement of, S. (2023). Rental housing for seniors. Government of Saskatchewan. https://www.saskatchewan.ca/residents/housing-and-renting/renting-and-leasing/rental-housing-for-seniors-in-small-communities#benefits

Government of, S. (2023). Rental housing for people with low incomes. Government of Saskatchewan. https://www.saskatchewan.ca/residents/housing-and-renting/renting-and-leasing/rental-housing-for-people-with-low-incomes

Government of, S. (2023b). Rental housing in rural and Northern Communities. Government of Saskatchewan. https://www.saskatchewan.ca/residents/housing-and-renting/renting-and-leasing/rental-housing-in-rural-and-northern-communities

License

Indigenous Public Works and Housing Management Copyright © by Saskatchewan Indian Institute of Technologies. All Rights Reserved.

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